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Showing posts from June, 2016

Insurance Coverage – Philadelphia American Plans

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One of the most competitive Medicare Supplement companies on the market right now is Philadelphia American. At BGA Insurance we pride ourselves on working with the top rated insurance companies with the most competitive pricing. Everyone knows that there are gaps in original Medicare. Philadelphia American offers plans A, B, C, F, High Deductible F, and G to help fill in those gaps. Plans N, G and F are the most popular, so when looking into supplemental coverage you will want to consider the following options.Plan N covers your basic benefits as well as the Part B coinsurance. Your basic benefits include copays for days 61-150 in the hospital as well as an additional 365 lifetime reserve days. The plan will also pay the Part B coinsurance of 20% that Medicare does not cover with a couple exceptions. You may be billed up to $20 for office visits and $50 for emergency room visits. With Plan N you will be responsible for the Part B deductible of $166 one time per year. Plan N also cover…